Introduction to myself, I’m a retired from work married man of 38 years

I’m a writer of blog articles and press releses at IBOtoolbox

I enjoy listen to assorted music, 50’s -60’s 70’s 80’s and classical, love Johann Strauss II waltzes – some well know Opera, even though I don’t understand the words

  • Why am I blogging publicly, rather than keeping a personal journal?
  • Answer: I wanted to share my aquired knowldge with others
  • What topics will I be writing about?
  • Answer: Mostly useful or helpful information




To all those who were sucked into OnPassive at the cost of $99, as I joined during 2018

Mainly because I didn’t bother to find out truth about Passive income, thinking all I needed to do was just invest that $99 and then do nothing!

I went back into the members area several times after joining, and began watching a supposed training webinar

The length of the introduction was excesively long, with little promise of getting into actual training

At one visit I notice how the number of those joining and of course paying had increased since my last visit and rising all the time

I commented on the fact that joining was supposed to be Limited, and yey there was No signs of a lunch date even being mentioned

I got a LOT of angry feedback from other members, because I had dared to suggest the owner of this system was the only on making money!

I could have responded to the angry comments, I could have also request a refund but chose not to, and close my membership and deleted all details

But recently my email inbox has been flooded by adverts promoting GoPassive, with the urgent notice that GoFounders will launch soon!

Recruting others into this system seems to be the only way you can earn money, but only if they become a paid memeber

After 4 Years since GoPassive began and promising the launch of GoFounders and still No sign of anything happening

My advice is Steer clear of the Scam system, or if you are already a paid member, demand a Refund until you get it

Just in case you think I’m being over picky or resentful, you need to read these two reviews



Cash on Demand

Recently I accidently locked my bank card, exceeding the number of PIN number entries  

This was due to my mind being on something else, and entering the right number for the wrong card 

Result was I could not even check my bank balance, let alone get cash out 

Also, a quirky unexpected result, was I was unable to pay for shopping with my card at a local shop swipe machine 

The days that followed found me searching for loose change to pay for small shopping items, until I could solve this locked payment card problem 

Which lead me to search on the internet for ways to gain or earn actual cash 

Not as easy as I thought it might be, most sites it was earn commission payments 

I tried altering my search with terms like “cash in hand work” and “Jobs for cash”  

While all my searches brought back pages of results, none of them offered real actual money 

Even being a freelancer require a PayPal account or other payment processing system 

While PayPal is efficient at taking payments from your bank, it’s not always that good at transferring money into your bank, as I know from experience 

Many online businesses had their PayPal account closed, with accumulated money forfeited 

I continued to search for ways to gain CASH, but found nothing available online 

I would be interested to know if any reader has found ways to acquire actual cash 

Please feel free to comment on this subject 

Ruby Solo

Free Gift for All Readers https://lotsoffreeinformation.com/2020/12/27/free-gift/

Don’t Settle for “The New Normal”

In these present days ever since c19 struck, plunging the whole world into chaos. 

Where even people who hated their 9-5 jobs before, suddenly wishing everything would get back to the old normal, and they would have their old job to go back too 

Only to find restrictions became stricter, forcing them to stay at home, but in many cases their homes came under threat 

Perhaps you have been fortunate enough to avoid such situations, but you may still be finding it difficult to manage with your income due to rising costs 

If you are like countless millions who have tried manifestation using tools like “The Power of Positive Thinking” or “The Secret” you probably have been disappointed with the results 

That’s if you managed to wade through somewhat confusing instructions, that seem to miss out vital information, leaving no better off than when you started  

 If you truly desire to radical change in your life, help is at hand with ………………. 

The Manifestation Millionaire http://www.WatchListenProfit.com/?rd=ux1IaA2Q 

So new it’s not on the general internet market, YET!   

The Manifestation Millionaire offers a 60-day money back Guarantee  

Why settle for the New Normal? When you can literally warp jump into your Brighter self-directed future, with The Manifestation Millionaire http://www.WatchListenProfit.com/?rd=ux1IaA2Q 

“Tie My Shoes”

I was asked by a friend to share this extraordinary Autobiography book “Tie My Shoes”

About by Lonnie E. Shipe, born pre-mature with cerebral palsy. Then at the age of forty-two falling in the bathroom and breaking his neck.
Sharing his struggles in life, thoughts, situation, and his faith in Jesus.

Click the book iamge to Buy

Having read his book, I recommend it as a worthwhile read.

Please consider buying this book and support his struggle in writing

Why Would You Give Away an eBook?

If you read my previous post What is a e-book?

You will have quickly realised just how much work is involved in producing one e-book 

In which case why would anyone who has work hard to produce just one e-book and then give it away for Free? 

The answer is simple in most cases, to build a mailing list of readers whom you might be able turn into buyers 

But there is more to giving away your carefully crafted eBook, by giving it away for free without requiring email details, sets you apart from other marketers 

By giving away something of high value you will set yourself as a generous marketer and a knowledgeable Guru, increasing trust in all visitors 

If dislike the amount of research and production work that goes into producing e-books, then go to my “Services” page, where I offer a complete done for you e-book 

Home-based work 

For those who dislike or are hopeless at recruiting, as most opportunities if not all involve recruiting other in order to gain any income  

  Most everyday people just want or need to earn some extra cash, and have no knowledge about marketing and likely they don’t want to learn how     

In which cases let’s put all biz ops to one side, and setting up websites or starting a business  

   Let’s pretend nobody owns a pc or laptop, smartphones etc, is there anything those seeking extra income could do without the normal accepted devices     

In fact, let’s do a bit of time travel back in time, way before all of those items including the internet were invented     

Smart people of the day used typewriters to write instruction manuals, and photocopy the finished master copy  

   Then advertised in local newspapers, in the classified section, offering free information which was most times a well-crafted advert sheet, and explaining what’s involved without  giving too much away  

With a space for name and address details and instructions of the payment and cost, the payment was normally asked for postal order or cheque or even cash! 

The whole system was known as “Mail order” as everything was processed through mail delivery post, later to be nicknamed “Snail mail” 

Even though the mail order system is outdated, some online marketers still use the mail order system and snail mail to promote online offers

What is an e-book?

Check out my FREE Gift -ebook https://lotsoffreeinformation.com/2020/12/27/free-gift/

Adobe invented the PDF, portable document format, making the finished document easy to share Later on the PDF become the first e-book, and the same system became widely used and still in use today 

Creating e-books 

To begin creating e-books you will need a word processor, such as Microsoft Word or Open Office 

The next step after opening up the software and a blank document, it to type in some content 

The other alternative is to make us of any PRL articles you may have, if you use this method, it is advisable to rewrite it into your own style and words 

At the very least alter the title and rearrange some of the sentences, making sure it still makes sense 

Inserting images can help to break the document up, be sure you have the right to use all images used, if you don’t have any, I the site below that allow you to use the images under creative common’s licence 


https://pixabay.com/  Pixabay License  

Free for commercial use  
No attribution required 

Of course, if you are artistic talented you could design your own using a paint type of software, or a graphic creation software, which ever method you decide on, to make the finished book look professional always add a cover image, one that identifies with the subject 

The book: 

Having decided on what your book is going to be about and either written or rewrote the contents and the images, you will need to turn it into a PDF 

Which is easy enough to do with Word, just one of the productive tools of Microsoft suite, though expressive, the other option is Open Office 

This has a similar assortment of tools, offered as a Free download, although donation support is appreciated 

The final stages of producing an e-book will be having somewhere to hosted it, this is so it will be online for downloading, after payment for which you will need a payment processor 

Unless you intend to give it away for FREE! 

To be continued ……………….. Coming soon “Why would you give your e-book away?

Feel free to comment, your feedback is important to me

Frustrated with Making Money Online?

You keep trying to get started making money online, only to get more frustrated with all those exaggerated adverts and emails, that claim “Push button simple” or “Done for you” systems

If everything I had downloaded or installed were to be real bulky items, my computer would be bursting at the seams, battered like this one below

It seems like there is nothing that lives up to the promises that are made, that’s the way I felt

Until I came across BABO, (build a biz online) which turn out to be outstanding value for such a small monthly fee

In return provided a wide assortment of helpful tools, including an autoresponder for Pro+ members, ready built splash pages (easy adaptable to suit whatever you are promoting)

Along with all of the above there is support and a text chat feature

Even affiliate marketers can make use of this wonderful site, without having to own a website!

Join through my link and I will pay for you first month, plus provide useful Free gifts

Join through My Link Here

Run Your 5 Solo Ads For ONE Full Year

Solo adverts are the best form of advertising, but they can be expensive, mainly because they Work so well

[ 5 Solo Ad Blasts To Over 135,000 ] Promote Affiliate Links – Send ANYTIME – ($37 ONE Time Cost)

Ruby Solo Blaster MEGA Packs Are Here!

You enter a subject, message and URL. That’s it – times 5, 10, 15 OR 20!

Each Solo Ad goes out within 24 hours and includes complete tracking.

You can expect clicks for up to 7 days with no limits EVER!

These Solo eMail Ads are great if you want signups and sales for…

  • Any Affiliate Program
  • Business Opportunities
  • List building and social connections
  • Backlinking purposes

Limited time only. Our test Ruby Solo received OVER 1,250 clicks in just ONE day.

Ruby Solo

Hosted by WordPress

Even then I chose free hosting, one the disadvantage is you have WordPress in the URL

It wasn’t until many years later, I chose a domain and a paid hosting through WordPress

Even though I didn’t get access to the plugin feature, which I thought I would

Disappointed though I was, I just got on with adding written content, only to discover later I could upload and add my own videos as well as images

Rather than adding them to YouTube, which has the downside of adding “YouTube” onto all videos

Whereas since I own my own hosted site, I can have my videos free of their logo title

In affect I now have the option of converting my site into a video-based site

Another plus is I’m able to display any advert I want, using uploaded banner images with added affiliated link

On further investigation, I discovered it was possible to add HTML code which then inserts all the needed information in one copy & paste